Last Updated: March 19, 2025
Welcome to SouthlandIns. These Terms and Conditions govern your use of our website and services. By accessing or using our services, you agree to be bound by these terms. Please read them carefully.
By accessing and using the SouthlandIns website and services, you accept and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use our services.
You must be at least 18 years of age to use our services and purchase insurance policies. By using our services, you represent and warrant that you meet this age requirement and have the legal capacity to enter into binding contracts.
To access certain features of our services, you may be required to create an account. You agree to:
Insurance quotes provided through our website are estimates based on the information you provide. Final premium amounts may vary based on underwriting review and additional information required by insurance carriers.
Insurance policies are issued by licensed insurance carriers, not by SouthlandIns. We act as an insurance agent and broker to facilitate the purchase of insurance coverage on your behalf. All policy terms, conditions, and coverage are governed by the insurance contract issued by the carrier.
You agree to pay all premiums and fees associated with your insurance policy in accordance with the payment schedule outlined in your policy documents. Failure to make timely payments may result in policy cancellation or lapse of coverage.
When using our services, you agree to:
All content on the SouthlandIns website, including text, graphics, logos, images, software, and design elements, is the property of SouthlandIns or its licensors and is protected by copyright, trademark, and other intellectual property laws.
You may not reproduce, distribute, modify, create derivative works, publicly display, or commercially exploit any content from our website without our express written permission.
Our website may contain links to third-party websites and services. We do not endorse or assume responsibility for the content, privacy policies, or practices of any third-party sites. You access third-party sites at your own risk.
We strive to maintain continuous availability of our website and services, but we do not guarantee uninterrupted or error-free operation. We reserve the right to suspend or discontinue services for maintenance, updates, or other reasons without prior notice.
While we make reasonable efforts to provide accurate information, we do not warrant that all content on our website is complete, current, or error-free. Insurance coverage details and policy terms are subject to the specific insurance contract issued by the carrier.
To the fullest extent permitted by law, SouthlandIns and its affiliates, officers, directors, employees, and agents shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services, including but not limited to loss of profits, data, or business opportunities.
All insurance claims must be filed in accordance with the procedures outlined in your insurance policy. SouthlandIns will assist you in the claims process but does not make decisions regarding claim approval or payment amounts. Those decisions are made by the insurance carrier.
Any disputes arising from these Terms and Conditions or your use of our services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. You waive your right to participate in class action lawsuits or class-wide arbitration.
Policy cancellation terms are governed by your insurance contract with the carrier. Premium refunds, if applicable, will be calculated according to the carrier's cancellation policy and state regulations. SouthlandIns does not determine refund amounts.
We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to our website. Your continued use of our services after changes are posted constitutes acceptance of the modified terms. We encourage you to review these terms periodically.
We reserve the right to terminate or suspend your account and access to our services at our sole discretion, without prior notice, for any reason including violation of these Terms and Conditions.
Upon termination, your right to use our services will immediately cease. All provisions of these Terms and Conditions that by their nature should survive termination shall survive, including ownership provisions, warranty disclaimers, and limitations of liability.
These Terms and Conditions shall be governed by and construed in accordance with the laws of the United States and the state in which you reside, without regard to conflict of law principles.
If any provision of these Terms and Conditions is found to be invalid or unenforceable, the remaining provisions shall continue in full force and effect. The invalid provision shall be modified to the minimum extent necessary to make it valid and enforceable.
These Terms and Conditions, together with our Privacy Policy, constitute the entire agreement between you and SouthlandIns regarding your use of our services and supersede all prior agreements and understandings.
If you have questions about these Terms and Conditions, please contact us:
By using SouthlandIns services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.